Banking And Finance Terminology


Dear Aspirers,

Here, We are share important Terminology Related Banking and Finance, which is very important for coming several Banking Exams



  1. ACF Auto-Correlation Function
  2. AD         Authorized Dealer
  3. ADB Asian Development Bank
  4. ADR American Depository Receipt
  5. AFS Annual Financial Statement
  6. AGM Annual General Meeting
  7. AIRCSC All India Rural Credit Survey Committee
  8. AO         Additive Outliers
  9. AR         Auto Regression
  10. ARIMA Auto-Regressive Integrated Moving Average
  11. AFS   Available For Sale
  12. ASSOCHAM Associated Chambers of Commerce and Industry of India
  13. ATM Asynchronous Transfer Mode
  14. ATM Automated Teller Machine
  15. BIS         Bank for International Settlements
  16. BOI         Bank of India
  17. BoP         Balance of Payments
  18. BPSD Balance of Payments Division, DESACS, RBI
  19. BSCS Basel Committee on Banking Supervision
  20. BSR Basic Statistical Returns
  21. CAD Capital Account Deficit
  22. CAG Controller and Auditor General of India
  23. CBS Consolidated Banking Statistics
  24. CC         Cash Credit
  25. CD         Certificate of Deposit
  26. CD Ratio Credit Deposit Ratio
  27. CDBS Committee of Direction on Banking Statistics
  28. CF        Company Finance
  29. CFRA Combined Finance and Revenue Accounts
  30. CGRA Currency and Gold Revaluation Account
  31. CII         Confederation of Indian Industries
  32. CO         Capital Outlay
  33. CP         Commercial Paper
  34. CPI         Consumer Price Index
  35. CPI-IW Consumer Price Index for Industrial Workers
  36. CR         Capital Receipts
  37. CRAR Capital to Risk Weighted Asset Ratio
  38. CRR Cash Reserve Ratio
  39. CSIR Council of Scientific and Industrial Research
  40. CSO Central Statistical Organisation
  41. CVC Central Vigilance Commission
  42. DAP Development Action Plan
  43. DBOD Department of Banking Operations and Development
  44. DBS Department of Banking Supervision, RBI
  45. DCB Demand Collection and Balance
  46. DCCB District Central Cooperative Bank
  47. DCM Department of Currency Management, RBI
  48. DD         Demand Draft
  49. DDS Data Dissemination Standards
  50. DEIO Department of External Investments and Operations
  51. DESACS Department of Statistical Analysis & Computer Services, RBI
  52. DGBA Department of Government and Bank Accounts, RBI
  53. DGCI&S Directorate General of Commercial Intelligence and Statistics
  54. DI         Direct Investment
  55. DICGC Deposit Insurance and Credit Guarantee Corporation of India
  56. DID Discharge of Internal Debt
  57. DMA Departmentalized Ministries Account
  58. DRI Differntial Rate of Interest Scheme
  59. DSBB Dissemination Standards Bulletin Board
  60. DVP Delivery versus Payment
  61. ECB External Commercial Borrowing
  62. ECB European Central Bank
  63. ECGC Export Credit and Guarantee Corporation
  64. ECS Electronic Clearing Scheme
  65. EDMU External Debt Management Unit
  66. EEA Exchange Equalization Account
  67. EEC European Economic Community
  68. EEFC Exchange Earners Foreign Currency
  69. EFR Exchange Fluctuation Reserve
  70. EPF Employees Provident Fund
  71. EUR Euro
  72. EXIM Bank Export Import Bank of India
  73. FCA Foreign Currency Assets
  74. FCCB Foreign Currency Convertible Bond
  75. FCNR(B)Foreign Currency Non-resident (Banks)
  76. FCNRA Foreign Currency Non-resident Account
  77. FCNRD Foreign Currency Non-Repatriable Deposit
  78. FDI         Foreign Direct Investment
  79. FEMA Foreign Exchange Management Act
  80. FI         Financial Institution
  81. FICCI Federation of Indian Chambers of Commerce and Industry
  82. FII         Foreign Institutional Investor
  83. FIMMDA Fixed Income Money Market and Derivatives Association of India
  84. FISIM Financial Intermediation Services Indirectly Measured
  85. FLAS Foreign Liabilities and Assets Survey
  86. FOF Flow Of Funds
  87. FPI         Foreign Portfolio Investment
  88. FRA Forward Rate Agreement
  89. FRBM Fiscal Responsibility and Budget Management Act, 2003
  90. FRN Floating Rate Note
  91. FSS         Farmers’ Service Societies
  92. GDP Gross Domestic Product
  93. GDR Global Depository Receipt
  94. GFD Gross Fiscal Deficit
  95. GFS Government Finance Statistics
  96. GIC         General Insurance Corporation
  97. GLS Generalized Least Squares
  98. GNIE Government Not Included Elsewhere
  99. GPD Gross Primary Deficit
  100. HDFC Housing Development Finance Corporation
  101. HFT Held For Trading
  102. HICP Harmonised Index of Consumer Prices
  103. HUDCO Housing & Urban Development Corporation
  104. IBRD International Bank for Reconstruction and Development
  105. IBS         International Banking Statistics
  106. ICAR Indian Council of Agricultural Research
  107. ICICI Industrial Credit and Investment Corporation of India
  108. ICMR Indian Council of Medical Research
  109. IDB         India Development Bonds
  110. IDBI Industrial Development Bank of India
  111. IDD         Industrial Development Department
  112. IFAD International Fund for Agricultural Development
  113. IFC         International Finance Corporation
  114. IFCI Industrial Finance Corporation of India
  115. IFR         Investment Fluctuation Reserve Account
  116. IFS         International Financial Statistics
  117. IGLS Iterative Generalized Least Squares
  118. IIBI         Industrial Investment Bank of India
  119. IIP         Index of Industrial Production
  120. IIP/InIP International Investment Position
  121. IMD India Millennium Deposits
  122. IMF         International Monetary Fund
  123. IOTT Input-Output Transaction Table
  124. IP         Interest Payment
  125. IRBI Industrial Reconstruction Bank of India
  126. ISDA International Swaps and Derivative Association
  127. ISIC International Standard Industrial Classification
  128. ISO         International Standards Organization
  129. ITRS International Transaction Reporting System
  130. IWGEDS International Working Group on External Debt Statistics
  131. KCC Kisan Credit Card
  132. KMB Kotak Mahindra Bank
  133. KVB Karur Vysas Bank
  134. KVIC Khadi & Village Industries Corporation
  135. LAF Liquidity Adjustment Facility
  136. LAMPS Large-sized Adivasi Multipurpose Societies
  137. LAS Loan & Advances by States
  138. LBD Land Development Bank
  139. LBS         Locational Banking Statistics
  140. LERMS Liberalised Exchange Rate Management System
  141. LIC         Life Insurance Corporation of India
  142. LS         Level Shift
  143. LT         Long Term
  144. LTO         Long Term Operation
  145. M1         Narrow Money
  146. M3         Broad Money
  147. MCA Ministry of Company Affairs
  148. MIGA Multilateral Investment Guarantee Agency
  149. MIS         Management Information System
  150. MMSE Minimum Mean Squared Errors
  151. MRM Monitoring and Review Mechanism
  152. MSS Market Stabilisation Scheme
  153. MT         Mail Transfer
  154. MTM Mark-To-Market
  155. NABARD National Bank for Agriculture and Rural Development
  156. NAC(LTO) National Agricultural Credit (Long Term Operatiion)
  157. NAS National Account Statistics
  158. NASSCOM National Association of Software and Services Companies
  159. NBC Non-Banking Companies
  160. NBFC Non Banking Financial Companies
  161. NEER Nominal Effective Exchange Rate
  162. NFA Non-Foreign Exchange Assets
  163. NFD Net Fiscal Deficit
  164. NHB National Housing Bank
  165. NIC         National Industrial Classification
  166. NIF         Note Issuance Facility
  167. NNML Net Non-Monetary Liabilities
  168. NPA Non-Performing Assets
  169. NPD Net Primary Deficit
  170. NPRB Net Primary Revenue Balance
  171. NPV Net Present Value
  172. NR(E)RA Non-Resident (External) Rupee Account
  173. NR(NR)RA Non-Resident (Non-Repatriable) Rupee Account
  174. NRE Non-Resident External
  175. NRG Non-Resident Government
  176. NRI         Non-Resident Indian
  177. NSC National Statistical Commission
  178. NSSF National Small Savings Fund
  179. OD         Over Draft
  180. OECD Organisation for Economic Cooperation and Development
  181. OECO Organisaton for Economic Co-operation
  182. OLTAS OnLine Tax Accounting System
  183. OMO Open Market Operations
  184. OSCB Other Indian Scheduled Commercial Bank
  185. PACF Partial Auto-Correlation Function
  186. PACS Primary Agriculture Credit Societies
  187. PCARDB Primary Cooperative Agriculture and Rural Development Bank
  188. PD         Primary Deficit
  189. PDAI Primary Dealers Association of India
  190. PDO Public Debt Office
  191. PDO-NDS Public Debt Office-cum-Negotiated Dealing System
  192. PDs         Primary Dealers
  193. PES         Public Enterprises Survey
  194. PF         Provident Fund
  195. PIO         Persons of Indian Origin
  196. PNB Punjab National bank
  197. PRB Primary Revenue Balance
  198. PSE         Public Sector Enterprises
  199. PUC Paid Up Capital
  200. QRR Quick Review Report
  201. RBI         Reserve Bank of India
  202. RD         Revenue Deficit
  203. RDBMS Relational Database Management System
  204. RE         Revenue Expenditure
  205. REC Rural Electrification Corporation
  206. REER Real Effective Exchange Rate
  207. RFC Residents Foreign Currency
  208. RIB         Resurgent India Bonds
  209. RIDF Rural Infrastructure Development Fund
  210. RLA Recoveries of Loans & Advances
  211. RLC Repayment of Loans to Centre
  212. RNBC Residuary Non-Banking Companies
  213. RPA         Rupee Payment Area
  214. RPCD Rural Planning and Credit Department, RBI
  215. RR         Revenue Receipts
  216. RRB Regional Rural Bank
  217. RTP         Reserve Tranche Position
  218. RUF Revolving Underwriting Facility
  219. RWA Risk Weighted Asset
  220. SAM Social Accounting Matrix
  221. SAS         Statistical Analysis System
  222. SBI         State Bank of India
  223. SCARDB State Cooperative Agriculture and Rural Development Bank
  224. SCB State Cooperative Bank
  225. SCB Scheduled Commercial Bank
  226. SCS         Size Class Strata
  227. SDDS Special Data Dissemination Standards
  228. SDR Special Drawing Right
  229. SEBI Securities and Exchange Board of India
  230. SFC         State Financial Corporation
  231. SGL Subsidiary General Ledger
  232. SGSY Swarnajayanthi Gram Swarrojgar Yojana
  233. SHGs Self-Help Groups
  234. SIDBI Small Industries Development Bank of India
  235. SIDC State Industrial Development Corporation
  236. SI-SPA Systems Improvement Scheme under Special Project Agriculture
  237. SLR  Statutory Liquidity Ratio
  238. SLRS Scheme for Liberation & Rehabilitation of Scavangers
  239. SMG Standing Monitoring Group
  240. SNA System of National Accounts
  241. SSI         Small-Scale Industries
  242. SSSBEs Small Scale Service & Business Enterprises
  243. TBs         Treasury Bills
  244. TT         Telegraphic Transfer
  245. UBB Uniform Balance Book
  246. UBD Urban Banks Department
  247. UCB Urban Cooperative Bank
  248. UCN Uniform Code Number
  249. VC         Venture Capital
  250. WPI Wholesale Price Index
  251. WSS Weekly Statistical Supplement
  252. YTM Yield to Maturity


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